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Old 06-10-2009, 05:12 PM   #1 (permalink)
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Default Car insurance and older drivers

Older drivers have higher rates of fatal crashes, based on miles driven, than any other group except young drivers, according to the Insurance Institute for Highway Safety. The high death rate is due in large part to their frailty. Older people are less likely to survive an injury than younger people. By 2030 people age 65 and older are expected to represent 25 percent of the driving population and 25 percent of fatal crash involvements. According to the National Highway Traffic Safety Administration (NHTSA, Home | National Highway Traffic Safety Administration(NHTSA) | U.S. Department of Transportation ), 30 million, or 15 percent, of licensed drivers were age 65 and older in the United States in 2006 (latest data available). NHTSA says 5,932 people age 65 and older were killed in traffic crashes in 2007. This represents 14 percent of all Americans killed on the road.


There is a growing need to help older drivers sharpen their skills as well as recognize their changing abilities and adapt their driving practices appropriately. Insurers have partnered with state and local governments, and groups such as AARP, to create programs designed to address these needs. In addition, an increasing number of states routinely attempt to identify, assess and regulate older drivers with diminishing abilities who cannot or will not voluntarily modify their driving habits.


Last edited by PokerVillain; 08-26-2009 at 04:33 AM..
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Old 08-11-2009, 12:23 AM   #2 (permalink)
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so what would be the prepared age to drive? or up to what age? Do we need to have a rule that no senior citizen should drive a car?
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Old 08-24-2009, 12:53 AM   #3 (permalink)
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I guess, it depends on them, if they can drive allow them to drive. We live in democratic country everyone can do what they want unless they violent some government rules.
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Old 09-20-2009, 09:43 AM   #4 (permalink)
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I think it's depend on personal choice. Older drivers have to shop wisely for car insurance as they are often being unfairly treated by insurance companies. They are often provided with high cost insurance premium or worst is to turn them down to give one. Some companies consider this age group of drivers to have a higher chance of claiming insurance and the cost of claim is higher due to a serious injury incurred by most old adult drivers. In this way, they have to sharpen their driving skills and have to appropriately adjust to the current driving practices.
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Old 12-08-2009, 08:51 AM   #5 (permalink)
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HI,

Thank you for your information this information its used and its affordable for all vehicle insurance thank you for your information...


Thank you,,
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Old 02-05-2010, 11:23 PM   #6 (permalink)
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Well, older drivers should have a choice to drive if they wish. But some guildelines have to be put in place, maybe doctors need to be connected with the licensing system so the authorities are alerted to any severe conditions.
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Old 02-06-2010, 07:05 PM   #7 (permalink)
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I would think it is ridiculous to put a limit to the driving age in general. There are many folk who have been driving for decades and drive much better than the younger lot. They have better road sense, and a greater command over their vehicle.
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Old 03-05-2010, 11:44 AM   #8 (permalink)
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No rules should be implemented in this issue. Older drivers can no how be restrained from driving their vehicles. They have been driving for years and owns good control over their car.
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